Secured Loan Calculator

£200,000 Secured Loan

Rates from 6.34% — monthly payments from £1,737 over 15 years.

11 products available for this loan amount. Showing indicative rates over a 15-year term.

Selina Finance

Home Equity Loan 5yr Fixed

Selina Finance · 5yr Fixed

Rate

6.34%

Monthly

£1,737

Total Cost

£312,606

Apply
Selina Finance

Home Equity Loan 5yr Fixed

Selina Finance · 5yr Fixed

Rate

6.39%

Monthly

£1,742

Total Cost

£313,598

Apply
Pepper Money

Second Charge 5yr Fixed

Pepper Money · 5yr Fixed

Rate

6.99%

Monthly

£1,805

Total Cost

£324,986

Apply
Spring Finance

Optimal Zero 5yr Fixed

Spring Finance · 5yr Fixed

Rate

7.61%

Monthly

£1,881

Total Cost

£338,490

Apply
Spring Finance

Optimal Zero 2yr Fixed

Spring Finance · 2yr Fixed

Rate

7.90%

Monthly

£1,914

Total Cost

£344,516

Apply
Spring Finance

Optimal 1 5yr Fixed

Spring Finance · 5yr Fixed

Rate

8.51%

Monthly

£1,985

Total Cost

£357,369

Apply
Norton Finance

Second Charge 2yr Fixed

Norton Finance · 2yr Fixed

Rate

8.55%

Monthly

£1,985

Total Cost

£357,331

Apply
Spring Finance

Optimal 1 2yr Fixed

Spring Finance · 2yr Fixed

Rate

8.83%

Monthly

£2,023

Total Cost

£364,207

Apply
Central Trust

Plan 1 2yr Fixed

Central Trust · 2yr Fixed

Rate

9.01%

Monthly

£2,040

Total Cost

£367,175

Apply
Selina Finance

Home Equity Loan 2yr Fixed

Selina Finance · 2yr Fixed

Rate

9.09%

Monthly

£2,054

Total Cost

£369,810

Apply
Central Trust

Plan 1 5yr Fixed

Central Trust · 5yr Fixed

Rate

9.10%

Monthly

£2,051

Total Cost

£369,115

Apply

About £200,000 Secured Loans

A £200,000 secured loan lets you borrow against the equity in your property. The loan is secured as a second charge behind your existing mortgage, so your current mortgage deal stays untouched.

At the best available rate of 6.34%, your indicative monthly payment would be around £1,737 over 15 years. Actual rates depend on your credit profile, property value, and existing mortgage balance.

As an FCA-authorised credit broker, Secured Loan Hub compares deals from our panel of specialist lenders to find the right option for your circumstances. Our service is completely free — we are paid a commission by the lender only if a loan completes.

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