Secured Loan Calculator

£5,000 Secured Loan

Rates from 6.99% — monthly payments from £54 over 15 years.

6 products available for this loan amount. Showing indicative rates over a 15-year term.

Pepper Money

Second Charge 5yr Fixed

Pepper Money · 5yr Fixed

Rate

6.99%

Monthly

£54

Total Cost

£9,693

Apply
Spring Finance

Optimal 1 5yr Fixed

Spring Finance · 5yr Fixed

Rate

8.51%

Monthly

£56

Total Cost

£10,101

Apply
Norton Finance

Second Charge 2yr Fixed

Norton Finance · 2yr Fixed

Rate

8.55%

Monthly

£57

Total Cost

£10,302

Apply
Spring Finance

Optimal 1 2yr Fixed

Spring Finance · 2yr Fixed

Rate

8.83%

Monthly

£57

Total Cost

£10,294

Apply
Spring Finance

Optimal 1 HLTV 5yr Fixed

Spring Finance · 5yr Fixed

Rate

8.96%

Monthly

£58

Total Cost

£10,373

Apply
Evolution Money

Plan 8 Variable

Evolution Money · Variable

Rate

12.90%

Monthly

£63

Total Cost

£11,328

Apply

About £5,000 Secured Loans

A £5,000 secured loan lets you borrow against the equity in your property. The loan is secured as a second charge behind your existing mortgage, so your current mortgage deal stays untouched.

At the best available rate of 6.99%, your indicative monthly payment would be around £54 over 15 years. Actual rates depend on your credit profile, property value, and existing mortgage balance.

As an FCA-authorised credit broker, Secured Loan Hub compares deals from our panel of specialist lenders to find the right option for your circumstances. Our service is completely free — we are paid a commission by the lender only if a loan completes.

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